It is money week here at PreEngaged. Even if the topic of finances makes your snore, it is an important subject to broach with your future spouse. We do not ask that you become a financial expert (I certainly am not), but that you take a substantial interest in the basics of your personal finances for the health of your future marriage. ~smile~ Dave Ramsey says in most marriages that one person is the nerd, (i.e., the one who loves spreadsheets, numbers, facts, figures, etc.), and the other person is the free spirit (i.e., the one who loves spontaneity, fun, and doesn’t sweat the details). … [Read more...]
Seven Money Questions to Ask Your Sweetheart before Getting Engaged (Experiencing Financial Peace, Part 1)
Being on the same page with money is essential to any peaceful marriage. Financial trouble and financial differences lead to stress, arguments, and possibly to sneaking purchases (i.e., loss of trust). Whether or not you believe there is an absolute right and wrong way to approach money, it is important that you and your future spouse agree on how money should be managed. So, head to your local coffee shop, grab your favorite caffeinated beverage, and discuss these money questions with each other. There is a good chance this list will spark other questions, so you can have a thorough … [Read more...]
Financial Oneness: Will You and Your Future Spouse be United Financially?
I thought I was good with money. I thought I was a saver. I thought I was good at budgeting... and then... I met Eric. Wow, there is a lot to be said for perspective. I have since learned that while I am better than some at money management, Eric is king! This has been comforting and... completely annoying (sometimes simultaneously!). Eric’s awesome money management skills and willingness to delay gratification made (and makes) it possible for me to work from home on material for PreEngaged. Eric’s ability to predict outcomes has helped save money when we may have otherwise spent it … [Read more...]
Snowballing and Saving for a Healthy Marriage (Book Review, The Total Money Makeover, Part 3)
Alrighty, folks! So by now you either have your baby emergency fund of a thousand dollars set aside (or you are working towards it) and you have created a budget! Now let’s move on to Ramsey’s second baby step and our third step to preparing financially for marriage: the debt snowball! How many of you are from a snowy climate? We don’t get too much snow here in central Virginia; however, when we do, it is a big deal! I’ve never seen a snowball roll down a hill and pick up more snow, but I would imagine it would sure be fun to watch, assuming you weren’t at the bottom of the hill about to be … [Read more...]
Budgeting for a Healthy Marriage (Book Review, The Total Money Makeover, Part 2)
Whether you’re engaged, dating, trying to get up the courage to ask someone out, or simply chillin’ and waiting for the right man or woman to come along, now is a great time to start living on a budget. If you put twenty random people in a room and asked them how they felt about the idea of budgeting, you’d likely get a myriad of responses. “Budgets are for people who can’t handle money.” “Budgets are for people who don’t make enough money to be comfortable.” “Budgets are essential for a bright financial future!” “Budgets are a necessary evil.” “Budgets are loads of fun!” No matter how you … [Read more...]
- « Previous Page
- 1
- 2
- 3
- 4
- 5
- …
- 7
- Next Page »